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Personal Insurance
Home Insurance
Motor Insurance
ID Guard
Global Travel Protection
Golfers’ Insurance
Cover for Renovated Items and Home Contents
You have invested considerable time, effort and money in turning your
house into a home, so it makes complete sense to protect your investment. This
insurance provides coverage for your renovated items and household contents
against loss or damage in case of fire, burglary, resultant damage caused by
burst water pipes and other unexpected mishaps.
You will also enjoy added peace of mind with personal liability coverage as well as an alternative accommodation expense, should your home be made uninhabitable by fire or other insured perils.
Worldwide Benefits
This insurance coverage extends beyond your home and its contents. Wherever
you are in the world, you will enjoy protection against:
• Loss and unauthorized use of your ATM/credit card
• Robbery of your personal possessions
• Personal accident cover for you, your spouse and children (unlimited),
24 hours round the clock
Unique Features
Multi-Appliances Extended Warranty
You can now enjoy Multi-Appliances Extended Warranty coverage for nominated
home appliances* between 1 to 5 years old from the date of first purchase. It
covers the repair of these home appliances under one policy, giving you added
protection against repair costs and extending the life span of your appliances.
Just one phone call and we have a ready panel of repairers to provide quality
service and convenience.
*excluding appliances that are still covered by the manufacturer’s warranty or any other warranty.
• 100% Indemnity With New-for-old replacement
• Personal Accident Cover of Up To S$50,000 For The Insured
• Enjoy Waiver of Excess On Your Accident Repairs
• Peace of Mind With 24-Hour Free Breakdown Towing
ID Guard (Identity Theft Insurance)
Summary of Benefits
Identity Fraud
You will be covered up to S$5,000 for any monetary loss suffered by you as a
result of identity fraud.
You will also be covered up to S$10,000 for legal fees, loss of wages or other accidental costs incurred by you in Singapore to resolve the identity fraud.
ATM Assault
You will be covered up to S$1,000 for loss or damage suffered as a result of
theft or ATM assault.
Injury Due to Theft
You will be covered up to S$2,000 for loss of or damage to personal effects
and identity document as a result of theft.
Personal Liability
You will be covered up to S$10,000 for loss which you are legally liable to
pay for compensation in respect of accidental bodily injury to anyone; or accidental
loss or damage to property of others.
Advantages
• Covers all ages – from babies to senior citizens.
• Reimburses your approved claims from the first dollar.
• Takes care of Medical & Accidental Dental Expenses of up to S$750,000,
including your follow-up treatment in Singapore.
• Reassures you with up to S$1,000,000 protection whilst traveling on
public transport overseas.
• Enjoy peace of mind with new Lifestyle Assist coverage such as Golf
Advantage and Pet Care.
• Provides protection for unlimited trips on Annual Plan.
• Includes all your eligible children, regardless of number, under the Family
Plan.
• Gives you unlimited Emergency Medical Evacuation and Repatriation Cover.
• Acts of Terrorism are not excluded.
• Takes care of your rental vehicle excess up to $750.
• Provides cover for your household contents whilst you are away.
• Protects your children’s needs with Child Education Grant.
• Protects you while you enjoy leisure amateur sporting sports, such as
scuba diving, water sports, winter sports, skydiving, mountaineering, rock-climbing
and trekking.
24 Hours Personal Accident to the Insured
Provides the Insured with the following compensation in the event of an accident
on any golf club premises:
| Death | S$50,000 |
| Loss of both eyes | S$50,000 |
| Loss of both limbs | S$50,000 |
| Loss of one eye | S$25,000 |
| Loss of one limb | S$25,000 |
| Permanent Total Disability | S$300 per week |
| (max 52 weeks) |
Loss of Golfing Equipment and Personal Effects
In the event of loss or damage by Fire or Theft whilst on any golf club premises,
the company may at its own option repair, reinstate or replace such loss of
damage or pay in cash the amount of loss or damage up to S$3,000.
Breakage of Clubs
Pays up to S$300 per club for accidental breakage of clubs during the course
of actual play or practice on any golf course.
Liability to the Public
Pays up to S$500,000 for accidental bodily injury to third party or accidental
damage to property (other than property belonging to or under the control by
the Insured whilst playing or practicing golf in any golf course.
Hole-In-One
If you strike a hole-in-one on any golf course of a recognized golf club, we
will pay you up to S$1,000 for the cost of hospitality (food and beverages)
within the same day at the same club.
Territorial Limit
Worldwide