Commercial Insurance
Industry
Food Supply
Office
Wholesale
Retail
Services (Educare)
Food & Beverage (Eating House)
Fire & Extraneous Perils
Covers your property against physical loss or damage caused by fire and/or lightning,
or arising out of aircraft damage, bursting and overflowing of water pipes,
earthquake, windstorm, volcanic eruption, hurricane, cyclone, typhoon including
full flood, smoke explosion, vehicle impact damage, malicious damage and riot
and strike.
Burglary
Covers loss of and/or damage to your property due to violent forcible entry
into or exit of your insured premise.
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation Act (Cap
354) or at Common Law to pay compensation to your employees who suffer bodily
injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability as a result of accidental bodily injury
to third parties and/or damage to property belonging to third parties.
Group Personal Accident
Provides benefits to your employees as a result of an accident 24 hours a day
anywhere in the world.
Fidelity Guarantee
Insures you against loss of money and/or property due to fraud or dishonesty
of employee.
Equipment All Risks
Covers your equipment/machinery against accidental physical loss or damage from
any external causes not excluded by special or general exclusions.
Property (All Risks)
Covers your property against accidental physical loss or damage
from any external causes not excluded by special exclusions or general exclusions.
Includes the landlord’s sample stock, furniture, fixtures and fittings,
office and business equipment and contents pertaining to your business.
Basis of settlement: New for old (except sample stock)
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation
Act (Cap 354) or at Common Law to pay for compensation to your employees who
suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability in respect of accidental
bodily injury to third parties and/or damage to property belonging to third
parties.
Property (All Risks)
Covers your property against accidental physical loss or damage
from any external causes not excluded by special exclusions or general exclusions.
Includes the landlord’s sample stock, furniture, fixtures and fittings,
office and business equipment and contents pertaining to your business.
Basis of settlement: New for old (except sample stock)
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation
Act (Cap 354) or at Common Law to pay for compensation to your employees who
suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability in respect of accidental
bodily injury to third parties and/or damage to property belonging to third
parties.
Property (All Risks)
Covers your property against accidental physical loss or damage
from any external causes not excluded by special exclusions or general exclusions.
Includes the landlord’s sample stock, furniture, fixtures and fittings,
office and business equipment and contents pertaining to your business.
Basis of settlement: New for old (except sample stock)
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation
Act (Cap 354) or at Common Law to pay for compensation to your employees who
suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability in respect of accidental
bodily injury to third parties and/or damage to property belonging to third
parties.
Property (All Risks)
Covers your property against accidental physical loss or damage
from any external causes not excluded by special exclusions or general exclusions.
Includes the landlord’s sample stock, furniture, fixtures and fittings,
office and business equipment and contents pertaining to your business.
Basis of settlement: New for old (except sample stock)
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation
Act (Cap 354) or at Common Law to pay for compensation to your employees who
suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability in respect of accidental bodily injury
to third parties and/or damage to property belonging to third parties.
Food & Beverage (Eating House)
Property (All Risks)
Covers your property against accidental physical loss or damage
from any external causes not excluded by special exclusions or general exclusions.
Includes the landlord’s sample stock, furniture, fixtures and fittings,
office and business equipment and contents pertaining to your business.
Basis of settlement: New for old (except sample stock)
Workmen’s Compensation
Covers you for your liability under the Workmen’s Compensation
Act (Cap 354) or at Common Law to pay for compensation to your employees who
suffer bodily injury or disease arising out of or in the course of employment.
Public Liability
Protects you against your legal liability in respect of accidental
bodily injury to third parties and/or damage to property belonging to third
parties.
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